About UsNavigating Shifting Seas

The consumer financial services industry is undergoing a seismic shift, adopting new business models and integrating new technologies. Consumer finance laws and regulations continue to evolve in response, at both the state and federal levels. Kilpatrick Townsend’s Consumer Financial Services blog provides updates and meaningful analysis to help you navigate the ever-changing landscape of consumer financial services regulation.

Kilpatrick Townsend’s Consumer Financial Services Team advises clients on compliance with federal and state regulations regarding a wide range of consumer finance issues including fair lending, credit reporting, consent and disclosure requirements, debt collection, usury and fee restrictions, privacy and data security, unfair and deceptive acts and practices laws, licensing requirements, and payments-related matters. We work with banks, non-bank lenders, loan servicers, payment processors, FinTech companies, credit reporting and monitoring agencies, online lending and peer-to-peer lending services, and other consumer financial services providers. Our clients range from startups to mature public corporations as well as private equity and venture investors. We provide guidance on the regulatory and operational aspects of the full scope of consumer credit products such as secured and unsecured loans, credit and debit cards, student and auto loans, payments processing, money transmission, retail installment, and FinTech/ecommerce products.

More about our practice here : Consumer Financial Services

Knowledge assets are defined in the study as confidential information critical to the development, performance and marketing of a company’s core business, other than personal information that would trigger notice requirements under law. For example,
The new study shows dramatic increases in threats and awareness of threats to these “crown jewels,” as well as dramatic improvements in addressing those threats by the highest performing organizations. Awareness of the risk to knowledge assets increased as more respondents acknowledged that their